The European Health Insurance Card – complications.

Posted: September 9th, 2013 | Author: | Body Care

EHIC is a document that authorizes us to use public health services in other EU countries. It comes in the form of cards in blue tones and is a document that we should take to another country.  Generally speaking, if you have such a card, you’re treated like a person with health insurance in that country. There are, however, associated with it certain complications.

Funky64 ( / photo on flickr

Funky64 ( / photo on flickr

The main question that we ask ourselves is the “what if I do not have an EHIC card with me, and I’m insured by the NFZ?”. The answer to this question is simple. You will have to cover your medical expenses out of pocket and keep your bills and invoices. After returning home, you can apply for a refund, but unfortunately it often happens that the benefits are less than what we spent, and the process takes a long time.

It is also worth mentioning that even the possession of such a card does not mean that we will get a treatment for free. We have to apply the exact same rules as to the residents of the country. If dental care is paid for, it would also been paid for, if it appears that the local health fund covers only a part of the cost, then we will also be affected. Keep this in mind and look at the possible costs before you leave. Health Fund also does not include transportation to the country and certain other costs. To avoid them, it is advisable to take out private insurance to cover the costs of this kind in the event of an emergency.

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