A mortgage has been in our banks for a long time and is one of the most popular form of loans. Especially since we live in a country where it is quite difficult to buy a home without the support of the bank.
@Doug88888 / photo on flickr
Loans, however, can be expensive and usually you have to give a lot more than borrowed. The fact is that as a percentage, a mortgage is one of the most viable and cost of credit, but by borrowing hundreds of thousand, we must remember that even one tiny percent grows to a much larger size. But there are ways to save on the cost of credit. Banks have a wide range of financial and insurance services, and they are constantly expanding and trying to encourage customers to use them. One of the ways they do it is cross-selling.
It consists of roughly buying a car, it costs us a certain amount. In the case of financial services in general we use percentages. However, when buying two or more products pay for each of them less than using them individually. In the case of mortgage fees can be reduced by up to half, and the amounts to which the lending of this is a time saving of several thousand or more. Of course, keep in mind that even promotional offers may be less cost-effective than regular offer in competition. It is a common procedure, which is why you should always compare the different offers. And watch out for fake “promotions”.
How to reduce the cost of the mortgage,
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