The preliminary agreement with the developer is a very important document that should be in force of the decision to buy an apartment, and the right purchase. Depending on the investment at the time of signing, it could take up to several months.
Between the signing of various agreements, applying for loans and credit we may research to buy a flat directly from the developer, who probably is waiting for us to pay a deposit, which ensures the financial security of the transaction. But will forfeit the deposit paid if the developer are pending formalities?
Real estate industry and developers do not have the situation for months. Now willingness to buy housing from developers is significantly reduced, and developers fall.
To avoid unnecessary complications that may come to light when the collapse of the developer, it is worth before buying a flat to refer to its financial condition. We cannot predict everything a hundred percent, but we can do few things to reduce the risk.
There may be many reasons that may force us to apply for early retirement. Especially, since it was decided that we will work up to 67 years of age, the age at which some people are simply unable to perform normal operation.
If for because of health deterioration or injuries after an accident your ability to perform your current job will fall and you will be transferred to other, lower paid position, then you are entitled to compensatory allowance during the training time for a new job. In the case of a reduction of capacity caused by an accident at work, allowance is paid by the accident fund, and if the reason is for health reasons, then the benefit is taken from the sickness insurance.
In cases where the family does not earn much, and has a dependent child, they may apply for child benefit, which will support the household budget, and help with the financial burden, which is associated with having children.