pnoeric / photo on flickr

Transfers from credit cards

Posted: August 18th, 2013 | Author: | Money

A credit card is a financial product, used primarily as a means of payment by plastic carrier services, and therefore the card itself. Withdrawals from ATMs and similar activities are interest bearing and are associated with high commission. What about the transfers?


Robert Scoble / photo on flickr

Chip and magnetic cards – a security issue

Posted: August 18th, 2013 | Author: | Money

A few years ago a lot of cards were equipped with a magnetic strip that contains all the necessary data. Today it is difficult to pay without integrated chip card, which apparently is intended to protect against copying card.


liewcf / photo on flickr

Authorization – PIN code or signature?

Posted: August 18th, 2013 | Author: | Money

Each transaction that is done by using a payment card must first authenticated to prove that we are entitled to use this means of payment. The most common current method of authentication or authorization is to use a PIN code. In general, first obtain a PIN has already given, but we can change it at any time.


photolupi / photo on flickr

Meet crisis

Posted: August 18th, 2013 | Author: | Money

Although many experts have criticized the lifestyle, unfortunately, but more often we live on credit. We pay borrowed money both for housing, home devices / appliances and vacations, Christmas dinners and weddings. It is not surprising that at a time, one meets with the crisis.


BdwayDiva1 / photo on flickr

Good account for a student

Posted: August 18th, 2013 | Author: | Money

There is a great variety of jokes about the students wealth. Contrary to popular belief, however, even a group known for eating Chinese soups have to keep their money somewhere. Carrying them in the wallet always with you or keeping in your dorm room is not always the best idea.


Fosforix / photo on flickr

Cashier as an ATM – Cashback

Posted: August 18th, 2013 | Author: | Money

Cashback service is the ability to withdraw cash by the person who takes credit cards for purchases. It is worth noting that in this way are called also all types of promotions involving the return of the payment by the account owner. They are two different services.


mueritz / photo on flickr

Types of cards

Posted: August 18th, 2013 | Author: | Money

Credit cards nowadays are tender, which can be regarded as equal to cash. There are certainly a convenient means of payment, but some people are still carrying cash, because it is not possible to pay with it everywhere. However, credit cards come in many different types and we should know everything about them or at least be aware of the differences between them.